Heaven insurance: guaranteed in 1 second !

By Prof. Fred A. Nazar

06/11/2026 • View profile •

Heaven insurance: guaranteed in 1 second !

Photo by REGINE THOLEN on Unsplash

J+A
JMJ

Pax te cum !

Some pay for life insuance. What about eternal-life insurance? It costs nothing to avoid hell !

This is a refutation to those who deny or water down Jesus and Mary’s easy ways of guaranteed salvation:

1. Novena of first Friday communions and confessions

Jesus does promise Heaven to those complying with the 9 first Fridays by granting the graces for conversion and perseverance in Grace:

Historians do not know for sure the year and date on which St. Margaret Mary received this promise, but she records it for us clearly in a letter to her former superior, Mother de Saumaise, of May, 1688:

One Friday at Holy Communion He said, if I am not mistaken, to me, His unworthy slave:

“I promise you in the excess of the mercy of My Heart, that Its all powerful love will grant to all those who receive Communion on the first Friday of nine consecutive months the grace of final repentance; they shall not die under My displeasure, nor without receiving the last Sacraments; My Divine Heart shall be their assured refuge at that last hour.”

It is not a small promise, especially since so few Priests are available 24/7 for the anointment of the sick. Jesus is guaranteeing that no matter where you are (even an astronaut) or at what time you are dying (even 4 AM), he’ll keep you alive until you get the last sacraments (meaning a higher place/reward in Heaven).

To attain the Great Promise, people must fulfill the following requirements for 9 consecutive months:

1. Be in a state of grace.

2. Holy Communion must be done on the first Friday of each consecutive month and must be offered up in a spirit of reparation to atone for the sins and ingratitude of humanity against the Sacred Heart of Jesus.

3. Confession in reparation of sins to the Sacred Heart, either shortly before or after receiving communion.

That was the 12^th promise of Jesus for those who venerate His Sacred Heart:

1. I will give them all of the graces necessary for their state of life.

2. I will establish peace in their homes.

3. I will comfort them in all their afflictions.

4. I will be their strength during life and above all during death.

5. I will bestow a large blessing upon all their undertakings.

6. Sinners shall find in My Heart the source and the infinite ocean of mercy.

7. Tepid souls shall grow fervent.

8. Fervent souls shall quickly mount to high perfection.

9. I will bless every place where a picture of my heart shall be set up and honored.

10. I will give to priests the gift of touching the most hardened hearts.

11. Those who shall promote this devotion shall have their names written in My Heart, never to be blotted out.

12. I promise you in the excessive mercy of My Heart that My all-powerful love will grant all to those who communicate on the First Friday in nine consecutive months the grace of final penitence; they shall not die in My disgrace nor without receiving their sacraments; My Divine Heart shall be their safe refuge in this last moment.

Why aren’t all Catholic Schools teaching this and having Mass every first Friday?

This is practically the same promise as with the 5 first Saturdays for the Immaculate Heart of Mary:

https://www.thedivinemercy.org/articles/twelve-promises-and-great-promise-sacred-heart

https://holycross-olog.vermontcatholic.org/nine-first-fridays-devotion-of-reparation-to-the-sacred-heart-of-our-lord

https://en.wikipedia.org/wiki/Margaret_Mary_Alacoque

2. Five first Saturdays communions and confessions

“Behold, my daughter, my Heart encircled with thorns, with which ungrateful men pierce It at every moment by their blasphemies and ingratitude. Give me consolation, you, at least; and make known on my behalf that:

I promise to assist at the hour of death, with the graces necessary for salvation,

all who on the First Saturday of five consecutive months confess their sins, receive Holy Communion, recite five decades of the Rosary, and keep me company for fifteen minutes meditating on the mysteries of the Rosary, with the purpose of making reparation to my Immaculate Heart.”

The conditions for the (Five) First Saturday devotion are as follows for those in state of Grace:

Have the intention of making reparation to Our Lady for the offenses listed above.
Go to confession before or after (even 1 week)
Receive Holy Communion
Pray five decades of the Rosary
Keep Our Lady company for 15 minutes, meditating on the mysteries of the Rosary

Do those promises contradict the solemn teaching of the Church at the Council of Trent that no one can be certain in advance of the grace of final salvation unless it be made known to him or her by a special revelation from God? Not at all, since those devotions were indeed "a special revelation from God"!

Yet, one must be 100% sure that each of those requirements were fully met.

https://catholicstand.com/fruits-of-grace-the-first-friday-and-first-saturday-devotions/

3. Brown Scapular of Our Lady of Mount Carmel

Requirements:

1. Be enrolled in the Scapular Confraternity through a brief blessing and consecration performed by a Catholic priest (the first imposition of the scapular). The prayer is enough, there’s no paperwork.

2. Wear it around the neck (it’s not the same if near your bed, as an armour it must be worn to serve any purpose).

It is recommended that devotees pray the daily Rosary but it’s not a requirement for salvation (though it increases the degree of sanctification/reward reached).

Saint Claude de la Colombière, a 17th-century Jesuit priest and the spiritual director of Saint Margaret Mary Alacoque. When addressing skeptics who wondered if the Scapular promise allowed a person to sin willfully and still be saved, he responded:

"You ask, what if I would want to die with my sins? I answer you, then you will die in sin, but you will not die with your scapular.”

Note: would choosing sin mean hating and taking the scapular off, or losing the protection and someone taking it away?

Why aren’t all Catholic Schools teaching this and making sure all 7 year old children are being invested in the scapular and graduate with one?

https://www.catholicity.com/scapulars/brownscapular-FAQ.html

https://www.sistersofcarmel.com/faqs-the-brown-scapular/

https://scapularap.com/urgent

4. Kissing a Crucifix

Plenary indulgence when dying (at the moment of death, in articulo mortis), by kissing or if not possible, holding or venerating a Crucifix, with an act of full contrition and the commitment to go to confession as soon as possible (if possible): provides a full remission of the temporal punishment due to forgiven sins:

1. There’s no Priest who can administer the Last Rites (Confession, Anointing of the Sick, and Viaticum/Communion) and imparts the Apostolic Blessing, which has the plenary indulgence attached to it.

2. The person must be properly disposed (contrite of heart and repenting of ALL their sins, wishing to amend the harm done, avoid occasion of sin and not repeating them).

3. The person must have been in the habit of reciting some prayers during their lifetime

Enchiridion of indulgences:

12 At the point of death

§ 1. A priest who administers the sacraments to a faithful Christian in danger of death should not fail to impart to him the apostolic blessing with the accompanying plenary indulgence .

§ 2. But if a priest cannot be found, pious Mother Church graciously grants to the same faithful Christian, duly disposed , a plenary indulgence to be acquired at the hour of death, provided that he has habitually offered some prayers during his life; in which case the Church supplies the three conditions normally required for a plenary indulgence.

§ 3. The crucifix or cross is commendably used to acquire this plenary indulgence.

§ 4. A faithful Christian will be able to obtain the same plenary indulgence at the moment of death, even if he has already acquired another plenary indulgence on the same day.

§ 5. The faithful should be informed in a timely and frequent manner about this salutary disposition of the Church in the teaching of catechesis.

https://www.vatican.va/roman_curia/tribunals/apost_penit/documents/rc_trib_appen_doc_20020826_enchiridion-indulgentiarum_lt.html

https://thoughtfulcatholic.com/the-apostolic-pardon/

https://visitationproject.org/pages/list-requirements-plenary-indulgences

https://www.catholiccompany.com/blogs/get-fed/what-is-a-pardon-crucifix

5. Divine Mercy Chaplet

Another salvation promise was given by Jesus to Saint Faustina: if one prays the Divine Mercy Chaplet when dying or by the dying (of if not possible, with the desire to be there), He'll save that soul with His infinite Divine Mercy.

So when you see a car or bike accident, or in the news, that someone is agonizing in a hospital, it's important to pray immediately in order to save those souls.

St. Faustina’s Diary:

809. During the night, I was suddenly awakened and knew that some soul was asking me for prayer, and that it was in much need of prayer. Briefly, but with all my soul, I asked the Lord for grace for her.

810. The following afternoon, when I entered the ward, I saw someone dying, and learned that the agony had started during the night. When I verified it-it had been at the time when I had been asked for prayer. And just then, I heard a voice in my soul: Say the chaplet which I taught you. I ran to fetch my rosary and knelt down by the dying person and, with all the ardor of my soul, I began to say the chaplet. Suddenly the dying person opened her eyes and looked at me; I had not managed to finish the entire chaplet when she died, with extraordinary peace. I fervently asked the Lord to fulfill the promise He had given me for the recitation of the chaplet. The Lord gave me to know that the soul had been granted the grace He had promised me. That was the first soul to receive the benefit of the Lord's promise. I could feel the power of mercy envelop that soul.

811. When I entered my solitude, I heard these words: At the hour of their death, I defend as My own glory every soul that will say this chaplet; or when others say it for a dying person, the indulgence is the same. When this chaplet is said by the bedside of a dying person, God's anger is placated, unfathomable mercy envelops the soul, and the very depths of My tender mercy are moved for the sake of the sorrowful Passion of My Son.

Oh, if only everyone realized how great the Lord's mercy is and how much we all need that mercy, especially at that crucial hour!

http://www.seraphim.my/divinemercy/diary/text/DiaryII(801-850).htm

Conclusion

Please use and share those 5 soul-savers. Why so few Catechists and Priests teach about all that?

Why aren’t all Catholics always wearing the Brown Scapular and carry a Crucifix?

Why is it so hard for some people to believe it’s so easy to be saved?:

In 2 Kings 5 the prophet Elisha instructed the Syrian army commander Naaman to wash in the River Jordan 7 times to be cured of leprosy. Though initially angry and skeptical, Naaman obeyed, was miraculously healed, and acknowledged the God of Israel.The full account of this miracle of faith, humility, and healing is recorded in the Bible in

The key dialogue was:

2 Kings 5:13

But his servants approached him and said, 'Father, if the prophet had asked you to do something difficult, would you not have done it? All the more reason, then, when he says to you, "Bathe, and you will become clean.”

Just by sharing the information in this article you’d be saving many souls from eternal hell ! They will be praying for you and your intentions 24/7 !

Please pray a Hail Mary now, so that this soul-saving knowledge reaches all the Church.

Many dying souls can’t wait. Please pray and share ... now !

Ave María puríssima!

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Don't tread on Me, says ... JESUS !

Eucharistic miracle proves we are ALL stepping on Jesus!

http://www.catholic365.com/article/29922/the-popes-hidden-miracle.html

On one hand, heretics deny the Real Presence of Jesus in the Eucharistic crumbs with the false argument that they are tiny, while on the other, they correctly believe in a consecrated host with just one invisible molecule of gluten, yet they don’t seem to care about the error of fake-consecration of zero-gluten hosts:

Bishops should have apologized after 2020 for denying Mass, Sacraments for no real reason: Johns Hopkins 18000-studies meta-analysis proved lockdowns useless, while Catholic epidemiologists had predicted the futility of quarantining the healthy (all falsely presumed to be asymptomatic with tainted PCR tests designed to give massive false positives by a. overcycling, and b. calibration with non-prevalent MERS instead of the flu) and the lack of results was obvious because the curve never flattened after 2 weeks and the next 2 weeks and the next … year!

https://www.catholic365.com/article/26128/apologies-from-your-church.html

Rest of articles:

https://www.catholic365.com/author/prof-fred-a-nazar/

Politics, bioethics, economics ... avoiding the next Church-downs and Christians being forced to deny Jesus in order to keep using the CBDC digital wallet:

https://ScientificProgress.substack.com

Blessings in the Hearts of the Holy Family!

To organize a free video-conference on this and other topics for the salvation of souls, you may contact the author:

fred.a.nazar (at) gmail dot com or yandex dot com